July 16, 2021

Do I still need to pay my debt after all this time?

What is prescription? As a general rule, prescription occurs when a debtor’s liability to pay a specific debt is extinguished as a result of the passing […]
March 16, 2021

Budget 2021: Individuals and savings

Finance Minister Tito Mboweni delivered his third annual budget address on 24 February 2021. Below we highlight some of the significant proposals, which will likely be contained in the Draft […]
May 9, 2017

DO DEBTS LAST FOREVER?

Prescription was introduced as means of protecting South African consumers from dishonest credit providers, who are responsible for recklessly lending credit and have contributed to the […]
February 8, 2017

CREDIT BUREAUS: CAN I BE BLACKLISTED?

There is no such thing as a blacklist. It simply means that there are negative data on your credit report that is hosted at a Credit […]
January 13, 2016

THE SEQUESTRATION PROCESS

The sequestration process involves a Court Application. The Applicant in the Application is either yourself for your own sequestration (voluntary surrender) or the Applicant is one of […]
November 9, 2015

THE INTERPLAY BETWEEN THE CONSUMER PROTECTION ACT AND THE NATIONAL CREDIT ACT, AND THE POSSIBILITY OF PENALTIES WITH EARLY SETTLEMENT OF CREDIT AGREEMENTS

Mr Black buys a BMW car in terms of a hire purchase agreement and the financing is done through BMW Finance. After a few months Mr […]
October 22, 2015

THE INTERPLAY BETWEEN THE CONSUMER PROTECTION ACT AND THE NATIONAL CREDIT ACT, AND THE POSSIBILITY OF PENALTIES WITH EARLY SETTLEMENT OF CREDIT AGREEMENTS

Mr Black buys a BMW car in terms of a hire purchase agreement and the financing is done through BMW Finance. After a few months Mr […]
October 22, 2015

STANDARD ACKNOWLEDGEMENTS OF DEBT AND THE NATIONAL CREDIT ACT (NCA)

The new NCA does not only regulate instalment sale agreements and lease agreements in respect of movables as was done by its predecessor, the repealed Credit […]
August 17, 2015

RESCISSION OF JUDGEMENT

Imagine receiving the nasty surprise that default judgement has been entered against your name because of a summons that you have never even received. It is […]
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Lara Kolm - Office Manager

Fields of expertise:

Conveyancing

Mandla Moya - Candidate Attorney

Fields of expertise:

Bond Cancellations

Helen van der Walt - Conveyancer

LLB
BA-LLB

Admission:

2013 - High Court of South Africa

2015 – Conveyancer

Fields of expertise:

Conveyancing

Johan Jacobs - Consultant

BIuris

Admission:

1972 - High Court of South Africa

1972 - Conveyancer

Fields of expertise:

Conveyancing

Estate planning

Trusts

Commercial.